- 761
- 109
- Joined
- Jun 3, 2002
Wanted to see if any of the Niketalkers out there are 100% debt free. My wife and I are debt free other than our mortgage and on target to pay that off in 17 years instead of 30, owe about 205k on it. Fully paid for 05 Accord and 07 F-150.
I do use credit cards for rewards but they are paid in full every month. Between my wife and I's cards we have probably gotten 400 + dollars so far in rewards. We then use those rewards to cover most of our Christmas gifts to the family.
Each year we would on building out a monthly budget in excel that as we look at 2014 is up to 50 different rows of where our money needs to go to keep us on track.
Also, starting to think about our retirement location, we currently live on the East Coast, but thinking West Coast, I have heard great things about Spokane Washington. Both under 30 with 200k in Retirement savings so far and would love to retire in 25 years by the time we both hit 55.
I know my drive to be debt free started with Dave Ramsey and he continued to motivate me daily.
http://www.daveramsey.com/home/
Great books to read
Amazon product ASIN 1589795474
Amazon product ASIN 1118011570
Amazon product ASIN 1615890343
Amazon product ASIN 159555078X
Amazon product ASIN 0615887422
Forums I read:
http://www.freemoneyfinance.com/
I do use credit cards for rewards but they are paid in full every month. Between my wife and I's cards we have probably gotten 400 + dollars so far in rewards. We then use those rewards to cover most of our Christmas gifts to the family.
Each year we would on building out a monthly budget in excel that as we look at 2014 is up to 50 different rows of where our money needs to go to keep us on track.
Also, starting to think about our retirement location, we currently live on the East Coast, but thinking West Coast, I have heard great things about Spokane Washington. Both under 30 with 200k in Retirement savings so far and would love to retire in 25 years by the time we both hit 55.
I know my drive to be debt free started with Dave Ramsey and he continued to motivate me daily.
http://www.daveramsey.com/home/
Great books to read
Amazon product ASIN 1589795474
Amazon product ASIN 1118011570
Amazon product ASIN 1615890343
Amazon product ASIN 159555078X
Amazon product ASIN 0615887422
Forums I read:
http://www.freemoneyfinance.com/