Best Credit Card For A Student?

Discussion in 'General' started by Jordan8, Mar 2, 2009.

  1. Jordan8

    Jordan8

    12,581
    945
    Joined
    Feb 9, 2009
    Whats the best credit card for a college student Im tryin to build up my credit and i definately wont be overdoing it because i have a couple of income streamsso its not like I want to just charge everything on credit. I have already researched and im come across some cards made for students but i was hopin NT couldhelp me out [​IMG]
     
  2. indiespice

    indiespice

    843
    10
    Joined
    Jul 10, 2008
    American Express Black Card
     
  3. the genesis

    the genesis

    432
    10
    Joined
    Feb 13, 2009
    Im tryna get a Credit card too man...

    NT Help...

    I owe the Bank Of America 50 dollars thou...Im on COLLECTION...will that effect my credit?
     
  4. h3h45

    h3h45

    466
    10
    Joined
    Dec 1, 2007
    [​IMG]
     
  5. Jordan8

    Jordan8

    12,581
    945
    Joined
    Feb 9, 2009
    [​IMG] One day
     
  6. Jordan8

    Jordan8

    12,581
    945
    Joined
    Feb 9, 2009
    Man ill look into that I just dont know about a Rush Card tho [​IMG]
     
  7. frank 7he t4nk

    frank 7he t4nk

    4,303
    118
    Joined
    May 31, 2005
    This is related to my interests.
     
  8. jch3

    jch3

    2,331
    10
    Joined
    Jan 14, 2008
    I have a Chase Student +1 Card.

    It's a real low credit limit (mine started at 200) but it's a great way to build credit.

    Plus, it looks like a black card [​IMG]
     
  9. SVNTI

    SVNTI

    4,475
    460
    Joined
    Sep 18, 2005
    Ruth Card
     
  10. darko for mvp

    darko for mvp

    186
    10
    Joined
    Jun 14, 2007
    I'm looking into getting a credit card too......But I am for sure putting a limit so I don't get out of control.
     
  11. luckyp90

    luckyp90

    2,160
    10
    Joined
    Dec 13, 2008
    smh [​IMG]
     
  12. starbury03

    starbury03

    1,313
    11
    Joined
    Apr 26, 2003
    Yes sir.
     
  13. h3h45

    h3h45

    466
    10
    Joined
    Dec 1, 2007
    i was kidding...
     
  14. the genesis

    the genesis

    432
    10
    Joined
    Feb 13, 2009
     
  15. MIKE LOWERY

    MIKE LOWERY formerly chuck finster

    4,584
    896
    Joined
    Mar 2, 2007
    None at all.


    Trust.
     
  16. ro0ts

    ro0ts

    609
    24
    Joined
    Nov 11, 2004
    A good starter card would be with your bank as they'll more readily offer you a card (BoA was my first CC, a student card and it served mewell) that or maybe Chase. But given it'll be your first card don't expect too great of a credit limit (I think I started off with $250-500 and aftertwo years it made its way to $2500).
     
  17. livemyreality

    livemyreality

    4,774
    11
    Joined
    Mar 16, 2004
    Honestly, you shouldn't get a CC...I made the mistake and had to pay that beast off.
     
  18. black entourage inc

    black entourage inc

    988
    46
    Joined
    Oct 30, 2007
    yes. your credit is $%#$@ up right now... i feel bad for you man. handle that asap.

    but just get a ccd that u know u can pay off. aim for the lowest possible interest rate. its gonna be mad high either way if u don't work for that creditcard company or bank. since you're young.

    but my advice to you if to make AT LEAST 2x your minimum payment, keep the credit card under 1/2 the limit, and when u make large purchases pay it off asap.

    good luck guys
     
  19. dream5hift

    dream5hift

    1,691
    75
    Joined
    Aug 18, 2006
    how do i know if i have a boa student card? i signed up for it at the bank but never used the card.
     
  20. Jordan8

    Jordan8

    12,581
    945
    Joined
    Feb 9, 2009
    yea i gone look into that I might go Chase with the state of BOA will that affect my cc or credit in any way? I find myself dismissing Citi andBOA credit cards but that might be ignorant. And a low credit limit 9$250-500 will be a good thing for me is that per month or on the balance due all together?
     
  21. Jordan8

    Jordan8

    12,581
    945
    Joined
    Feb 9, 2009
    I been puttin it off myself like I use to tell my homeboys not to mess with a credit card but I feel like I can manage one alright. Im very stingywith my money and I have no credit right now, I spoke with a financial expert/consultant and she told me no credit is worse than bad credit
     
  22. eight2one

    eight2one

    16,753
    11
    Joined
    Apr 16, 2008
    best card is to not have a card.
     
  23. lesfamilia

    lesfamilia

    3,110
    12
    Joined
    May 5, 2008
    The best one is none at all...
     
  24. nostrandave68

    nostrandave68

    3,325
    14
    Joined
    Nov 16, 2007
    [​IMG]

    Decent APR rate, no annual fees, great rewards system.
     
  25. rsdplaya

    rsdplaya

    10,831
    43
    Joined
    Feb 13, 2008
    PLEASE DON'T DO THIS!!!