- 115
- 42
- Joined
- Oct 31, 2012
[h3]im looking to purchase a car in the next month or two but im trying to do everything the right way this time around[/h3][h3]im looking at getting a loan of 30-35k but would like to be financed prior to me going to a dealership than having to go through there banks. im currently financed with fairwinds credit union and have a pretty good track record with them. re-financed my car through them and have a savings account open with them and never had a late payment with them ever.[/h3][h3]the question at hand is what banks out there are giving the best apr rates currently- any banks i should avoid? any information would be greatly appreciated. really want to get something below 2%[/h3]
Little info about myself
- I have over 700 credit score dont know the exact #
- Perfect credit history- never been late on any of my credit cards/loans
- Currently pay 10 % APR
- I want a used 2013 car.
- Just paid off a $5000 furniture loan
- Make about $4200 a month
- Been with the same job for about 7 yrs
- Rent currently $795/monthly
Also are there any car salesman on here that could give me advice on negotiation tactics that the consumer could use to his benefit.Thanks NT!
[h3] [/h3]
Little info about myself
- I have over 700 credit score dont know the exact #
- Perfect credit history- never been late on any of my credit cards/loans
- Currently pay 10 % APR
- I want a used 2013 car.
- Just paid off a $5000 furniture loan
- Make about $4200 a month
- Been with the same job for about 7 yrs
- Rent currently $795/monthly
Also are there any car salesman on here that could give me advice on negotiation tactics that the consumer could use to his benefit.Thanks NT!
[h3] [/h3]