24 Looking to build Credit... What are some good tips on your first Credit Card

[bhzmafia14]

Credit Karma is off by more than 30 points for me. Was listed at 780 on CK and just purchased a vehicle and score came back at 745

Once my no interest period is up for Chase I'm getting a Discover card for sure.

See, it was the exact opposite for my girlfriend. Credit score on CK was in the 730's, the bank pulled her score when she was purchasing a car and it was in the 760's. (see checked her CK score the same day before going into the bank).

I just don't understand why its different for some people . I'm kinda scared for mine because right now CK is giving me a score of 764. I don't want to apply for a mortgage and its like 730

 

[capital sb]

See, it was the exact opposite for my girlfriend. Credit score on CK was in the 730's, the bank pulled her score when she was purchasing a car and it was in the 760's. (see checked her CK score the same day before going into the bank).

I just don't understand why its different for some people

. I'm kinda scared for mine because right now CK is giving me a score of 764. I don't want to apply for a mortgage and its like 730

You need to go ahead and pay for the myFICO scoring once you get closer. It is $20 for your scores from 1 bureau, $60 for scores from all 3.

I paid for the $25/mo score watch while I was in my mortgage process.

 

[polosanddunks]

You need to go ahead and pay for the myFICO scoring once you get closer. It is $20 for your scores from 1 bureau, $60 for scores from all 3.
I paid for the $25/mo score watch while I was in my mortgage process.

Was just going to say this. When I was car shopping I ONLY used and paid for myfico.com and trusted nothing else.

I thought the $20 a month was for all three though unless it changed.

 

[dam itz lou]

Experian removed the tax judgment early. 54 point bump, 752

TU has been a headacheee. I hope they remove it early after all the hassle.

 

[bxbadboy90]

Planning on going to Cali in about a month. Looking for a travel cc for those airfare rewards. I see dicoverIT offers one. Is it any good or are there better than I can get with a 650 credit score?

 

[zapatohead408]

Just got an "offer" in the mail for a credit card with my credit union. 0% APR for 18 months.

Gonna transfer over my debt with wells fargo and build my bike on that credit card

 

[dam itz lou]

Bad news if you have a Citi forward card

http://slickdeals.net/f/8610362-fyi...for-bonus-categories-starting-june-4-2016?v=1

 

[based mod]

Bad news if you have a Citi forward card

http://slickdeals.net/f/8610362-fyi...for-bonus-categories-starting-june-4-2016?v=1

AWWWWW FUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUU


By far my most used card. Basically 5% back for restaurants, game/concert tickets & Amazon......no longer |I

 

[nawghtyhare]

Planning on going to Cali in about a month. Looking for a travel cc for those airfare rewards. I see dicoverIT offers one. Is it any good or are there better than I can get with a 650 credit score?

What part of Cali u coming to????


Just last night I got a $1k increase on one of my capital one cards
I have 3 capital one cards
I have 2 quicksilver and a venture
So that makes one of the quick silvers limit 3,250
I'm a pay it down
currently at $900
Then I'm gonna merge the card with my venture card thats at 6k

 

[bxbadboy90]

Planning on going to Cali in about a month. Looking for a travel cc for those airfare rewards. I see dicoverIT offers one. Is it any good or are there better than I can get with a 650 credit score?

What part of Cali u coming to????


Just last night I got a $1k increase on one of my capital one cards
I have 3 capital one cards
I have 2 quicksilver and a venture
So that makes one of the quick silvers limit 3,250
I'm a pay it down
currently at $900
Then I'm gonna merge the card with my venture card thats at 6k

LA bro. Looking at Air BNBs in the West/North Hollywood Area, or Studio City.

 

[tarpit]

What's the best card to use by itself for everyday use if I don't travel much? Looking to get my first one.

 

[slighted]

What's the best card to use by itself for everyday use if I don't travel much? Looking to get my first one.

Discover IT

Hit up @Zyzz for the hookup.

 

[gil23]

What's the best card to use by itself for everyday use if I don't travel much? Looking to get my first one.

i got you

pm sent

 

[Ritchie X Rich]

What's the best card to use by itself for everyday use if I don't travel much? Looking to get my first one.

For an everyday card with no annual fee and not a travel card. I'll say capital one quicksilver or even chase's new card the freedom unlimited. They're both 1.5% cashback on everything. Others I'll recommend is citi double cash or Amex blue cash. All great cards you should look into imo.

 

[jon4rd]

Discover it is probably the best cash back card with no fee right now with the double cash back offer. I'm sure somebody already got you a referral for a bonus $50 too

 

[Bert.]

People like vultures in here, no wonder no one has hit me up in 6+ months I remember in one week last year I got 10 NTers signed up

 

[slighted]

People like vultures in here, no wonder no one has hit me up in 6+ months

I remember in one week last year I got 10 NTers signed up

No Country for Slow Men

 

[friscostylez]

Who needs a referral for the chase Sapphire preferred tho?

 

[jon4rd]

People like vultures in here, no wonder no one has hit me up in 6+ months I remember in one week last year I got 10 NTers signed up

We can't let you get all the rewards fam

 

[pdino]

New Citi/Costco card coming out in a few months:

4% cash back on gas

3% cash back on restaurants/ travel

2% cash back costco purchases

1% cash back everything else

no annual fee.

 

[arstyle27]

New Citi/Costco card coming out in a few months:
4% cash back on gas
3% cash back on restaurants/ travel
2% cash back costco purchases
1% cash back everything else

no annual fee.

Its a Citi/Visa card btw.

 

[bluntobject50]

Only one person allowed to get referrals?

 

[based mod]

Only one person allowed to get referrals?

Dude really bragging about getting $500 in a week with zero effort and complaining that he's not getting those numbers anymore

 

[Bert.]

No one complained, it was kind of a joke.. Wasn't serious at all and could care less. Majority of the time people contacted me, if I cared that much I would have notifications on and know instantly anytime someone posted in this thread if I wanted to get referrals that bad.

Guess y'all read it wrong

 

[dam itz lou]

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