- 29,674
- 39,398
- Joined
- May 25, 2004
I’m old and washed up but I remember making 50k and just thinking I was killing it.
24 Looking to build Credit... What are some good tips on your first Credit Card
- Thread in 'General' Thread starter Started by trynafeelmink,
- Start date
- 23,471
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- Mar 20, 2017
What u making now old man lol
- 18,304
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- May 27, 2017
IRS watching 
- 29,674
- 39,398
- Joined
- May 25, 2004
- 18,304
- 24,053
- Joined
- May 27, 2017
Closed my account like 2 years ago but just got this email
- 8,245
- 7,050
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- Aug 19, 2015
There's a HYSA that is 4.21% rn
- 21,804
- 15,897
- Joined
- May 25, 2001
bm#2 hogging the whole tax refund plus filing the receipts for daycare I paid 100% for but her dumbass owes money every year so she doesn't even get it, it just gets applied to a debt she'll never pay off, when she should/ could just let me claim it and we could split it. Told me I cant bring the baby to my house because its too dangerous. Gonna have to get them people involvedThis thread finna become a child support/baby mother venting thread
Every year NT gotta have one for dudes to support one another.
@kingfoamnyc come in here get some love famb...
Bm#1 been on good enough behavior though. Went and got evicted and kept it from me until after it was too late but thats fine
Official Baby Mama Drama Thread
Stories? Advices? Discuss? I know I'm not alone. We don't deserve this. We are just as important as mothers after the whole gestation part. They can have that. But we could do that if we wanted to too!
niketalk.com
- 16,148
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- Apr 9, 2017
Sounds like a dumb *****...
Dont get me started on mine tho cuz she literally passed up 20k in the past year while also costing me just as much which is honestly ****ing amazing if you think about it, you have to really be special to just take so many Ls due to laziness and stupidity.
Dont get me started on mine tho cuz she literally passed up 20k in the past year while also costing me just as much which is honestly ****ing amazing if you think about it, you have to really be special to just take so many Ls due to laziness and stupidity.
- 21,804
- 15,897
- Joined
- May 25, 2001
yea I;m apparently a bad picker. They both produced me amazing daughters though
- 23,471
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- Mar 20, 2017
I can’t stand my BM2
- 23,471
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- Mar 20, 2017
Bm1 is okay just dingy (Latina)
- 29,674
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- May 25, 2004
We all got the same one. Dumb as rocks and lazy as hell. 
Mine has a job for the first time in 7 years so I’m sure she’s gonna be crying on her refund because she’s a big tax payer now.
Mine has a job for the first time in 7 years so I’m sure she’s gonna be crying on her refund because she’s a big tax payer now.
- 18,304
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- May 27, 2017
Damn. Y'all going through it.
Like an OG told me when it comes to these women. Son please be selective.
Like an OG told me when it comes to these women. Son please be selective.
- 29,674
- 39,398
- Joined
- May 25, 2004
Nah I’m good I’m just saying.
Wasn’t much selecting going on in high school.
I saved that for later.
Wasn’t much selecting going on in high school.
I saved that for later.
- 10,696
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- Aug 21, 2010
Not sure if anyone can help me understand this. I've have this credit card account that has been closed for 10 years. Up until last week, it was still showing on my report. I get this notification that an account has been removed from my credit history, now my score drops 20 points because of this.
I don't get how an account that has already been closed (and I'm sure my score dropped when I closed it) count against my score?
I don't get how an account that has already been closed (and I'm sure my score dropped when I closed it) count against my score?
- 4,578
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- Jan 1, 2010
Accounts closed in good standing stay on your report for 10 years. Your average age of accounts went down when it was dropped from your credit report causing the score drop. It'll come back over time.
- 94,000
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- Oct 24, 2010
This legit? Never heard of it.
Got my joint account with decent amount money sitting in a chase savings prob not doing **** so contemplating moving it while still adding to it and trying to get the most out of it
If anyone has any info for any with high APY lmk
- 8,318
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- Oct 19, 2004
Because when you deleted that card, you also deleted your credit history associated with it.
For Ex:
Let's say my first credit card I opened was in 1995, but then my second credit card was 2004 & I delete my first one. Now my credit history is only reflective from 2004 onwards. So all the good will you previously created no longer exists.
Some companies will still report the history I believe for 10 years, but not all. That's why for cards I don't care for anymore I just use it very minimally. I have a bank credit card that i strictly use for emergencies. All my bills, eating out, shopping goes on my AMEX.
PO
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My joint and EF are with Ally, they're at 3.4% now
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- Aug 19, 2015
Yea legit. Depending on how much you put in there, you could also "churn" a couple new accounts for sign-up bonuses to earn a good chunk too. Like right now US Bank has a "free" $400-600 bonus if you open up a checking + savings account and meet their requirements (2+ direct deposits within 90 days, totaling $6k+, etc.). You already have Chase but sometimes they have a $500-600 sign up bonus if you open a checking + savings account and meet their reqs etc.
$10k in a 4% APY high yield savings accounts will make you $400 after 12 months. You can get $400 in 30-90 days with sign up bonuses, then still get the ~10 remaining months of appreciation at the higher rate.
After you hit those sign up bonuses and keep the accounts open the minimum required time, you can roll it all back into a HYSA earning 4%+ for the rest of the year.
- 6,814
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- Mar 14, 2011
I got Ally as my main.
I keep a wells fargo with $500 to avoid fees in case i need to withdraw big cash amounts.
- 94,000
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- Oct 24, 2010
Yea after doing research, ally is atleast a company I know and have an account (lease) through
- 23,471
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- Mar 20, 2017
My score keeps dropping 21 points then it goes back up 21 points then it drops again.
Wth is going on fellas
Wth is going on fellas
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- Aug 27, 2013
Any good credit repair programs out there? Couple years ago (likr 6) I used Lexington Law and in about 3-4 months they raised my score from around a 550 to a 720. Things were good then I trashed it again, then I tried using them again and I didnt get the results I was looking for.
Any one have any suggestions on what the best ones out there now?
Any one have any suggestions on what the best ones out there now?
- 10,696
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- Aug 21, 2010
It's kind of dumb. I know I took the hit when I initially closed it, but for my score to take another hit when it's removed off of my history. Feels like a double dip.
Going to request some credit increases. That -20 really pissed me off.
