You can do it yourself. They don't do anything different that everyday people do to fix their credit.
layziegunts
What this man says. You can do it yourself..
had a 30 day late payment cause life on a really lousy card that I've really only kept open cause it's 16 years old, they reported it to the bureaus as 30 days past due & I lost 99 points on at least 1 of my scores cause of thisif I keep balances low as always & pay cards/loans as agreed per usual how long does this take to rebound- few months, year, year & a half or longer?
. This entire credit system is complete bull****, but a necessary evil 
Gotta be on it. Most of them give you a 20ish day grace period.Fam i'm in the same boat, Completely forgot a payment on an account i've NEVER been late on & watched my score drop by 80-100 points
Set up automatic payments so you don't gotta worry.Fam i'm in the same boat, Completely forgot a payment on an account i've NEVER been late on & watched my score drop by 80-100 points
are you Navy Federal by any chance? I think you can still apply with them even if you're not but they have a card with amex called "More Rewards" and they give 3x points on gas. I have this card and use it as a gas card. Thats pretty good from what I've seen out there.
That one card doesn't really exist. Gotta rotate multiple cards quarterly that offer 5%
i use my amex but not sure but i'll check out navy federal, ty fam
thats the thing, i don't feel like checking which one to use lol just wanna leave it in the whip and use it for gas.
I thought about this too but if you're not traveling much, I don't think its worth it. If you're in the AMEX eco system (Gold and/or Plat) use those to get the best benefits. Capital ONE and Chase have similar cards to double up for stuff like this.
