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- Aug 23, 2010
What's up NT fam. As surprising as it might sound, I'm 21 and I don't have a credit card
. But every time I try to get one, my sisters or cousins advise me to stay away from one until I graduate or get a stable job. Right now I'm working a part time job so I get about 20 hours or so a week. From your own personal experience, do you guys think I should wait to get a credit card or get one now?(I'll have to get one sooner or later since I'll have to build up credit). I'm just worried I'll fall into a trap and make outrageous purchases(so many shoes coming out!!!). Any tips or personal experience you guys can share with me? Thanks NT.