Recent content by tim teufel

  1. tim teufel

    Apple iPhone thread| iPhone 11 out now.

    How much can I get for this sprint 6plus. Og box 16gb otterbox no scratches are dents barely even used. Has just been sitting in my closet since I updated to the 6splus
  2. tim teufel

    Apple iPhone thread| iPhone 11 out now.

    How much can I get for my unlocked sprint 16gb 6plus?
  3. tim teufel

    Home Buying & Real Estate Thread

    Pay for the appraisal. My house was not comparable to the subjects properties in my area and my value came in much higher. Most banks reimburse you for the appraisal cost anyway
  4. tim teufel

    Home Buying & Real Estate Thread

    If the price is right hell yes. If you buy in the right area at the right price, hell yes
  5. tim teufel

    Home Buying & Real Estate Thread

    Fha mortgage premium are there just in case you default. I do fha streamlines for people all day that took out their loan in 2013 as fha charges them a higher mip. Fha has reduced their mip to 0.80 from 1.35. Depending on the loan amount I can save people a few hundred bucks keeping the rate the...
  6. tim teufel

    Home Buying & Real Estate Thread

    No pmi for fha. It's mortgage insurance premium
  7. tim teufel

    Home Buying & Real Estate Thread

    no. You can still put 10% on a conventional loan but it will carry pmi. Private mortgage insurance. Remember fha you can put as little as 3.5% down in a purchase
  8. tim teufel

    Home Buying & Real Estate Thread

    Beezy what's stopping you now? Jump on it
  9. tim teufel

    Home Buying & Real Estate Thread

    Fha loans are for borrowers that don't bring 20% down when they purchase a home. Fha charges you a monthly mortgage insurance premium and the conventional loan does not
  10. tim teufel

    Home Buying & Real Estate Thread

    We have a market analysis with who we work with directly. What sucks is that in an appraisal they use three comps in your area that may not even be comparable to yours depending where you live. Our person checks for home improvements inside and out.
  11. tim teufel

    Home Buying & Real Estate Thread

    Rates are the lowest they've been in a long time. Locked a few people in at 3.75 par on a conventional 30 year fixed
  12. tim teufel

    Home Buying & Real Estate Thread

    I'm a licensed mlo. Time to buy is now. My bank goes as low as 580 fico on a purchase or refinance. Being a home owner is not for everyone.
  13. tim teufel

    Men ...

    What type of sociopath is this? Why do men do these things? This guy just wasted 5 months of my life Sounds like you might be the sociopath. He was just a squirrel chasing a nut baby. U happened to be it. I'm sure he saw the red flags in you and decided to rock with the other chic.
  14. tim teufel

    True Life: I'm homeless

    Plenty of scumbags on here. Some people try way too hard for some laughs
  15. tim teufel

    What do you do for a living?

    Loan officer deal with refinances and purchases. Also do reverse mortgages. If you know anyone that's looking to drop their payments or maybe get into a home I am your guy. We go as low as 580 fico score which most banks only take 640 and up.
Top Bottom
  AdBlock Detected

Sure, ad-blocking software does a great job at blocking ads, but it also blocks some useful and important features of our website. For the best possible site experience please take a moment to disable your AdBlocker or head over to our upgrade page to donate for an ad-free experience Upgrade now