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Not a moment too soon! It was -30 this winter. Negative 30.
24 Looking to build Credit... What are some good tips on your first Credit Card
- Thread in 'General' Thread starter Started by trynafeelmink,
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RustyShackleford
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I have more chase banks around me so went with them. Been with them since washington mutual actually, no complaints
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Consider a credit union. They'll have better offers on their lending products.
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I've got a credit union checking and savings and they're fine for what they are. No BS fees and savings even gets a modest .5% apy. However I did open a chase checking a couple years ago and got $300 for doing so. Plus there's hella locations and zelle connectivity and I usually get my direct deposits a day before my co-workers. If you meet the requirements and don't mind big banks I'd go with chase over BOA.
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Chase gives about 5k per ask, BofA peaks at about 25k maximum (before asking for income verification), Amex is most generous with CLIs.
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How do miles work on travel credit cards?
My statement says I have 5k miles..
A flight from DC to Japan is like 7k miles... does that mean most of my flight will be covered for?
My statement says I have 5k miles..
A flight from DC to Japan is like 7k miles... does that mean most of my flight will be covered for?
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Depends what card do you have? And what airline you looking for?
I never heard of any International Flights being as low as 7K miles, usually they are maybe 25K one way off peak season.
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I just paid 90K for July SF to Dubai - 7k would be crazy cheap
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Good thing I checked my cash back rewards expiration yesterday. I wouldve lost $700 since its 3yrs after this month.
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Barclays closed a card of mine I never used, it's not my oldest trade line, any adverse affect on my score?
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Which card is this? Almost all cards rewards don't expire as long as the account is open and in good standing.
Depends. It will definitely decrease your aggregate credit limit and affect your utilization, which may affect your score if your utilization gets too high.
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Mind sharing details about which cards points system? Did you transfer points? Which airline? Which class? I'm planning a trip to Dubai for October and would like to get an idea of which route to take. Would like to fly Emirates business or first class.
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Emirates Biz Class, Chase
Came out to 98k I believe (bought for my sister as a bday gift)
I traveled around the world for the last 18 months for work so have a ton of points to use.
cs02132
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Td is about to close one of mine too. I don’t remember the login info so I’m just gonna let it rock
I have like 10 cards and like 8 were applied for around the same time so I don’t think I’ll take too much of a hit to my score
cs02132
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Btw I wish this and the personal finance thread were more active
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Should really just combine them lol
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With us bank. It's an active card I frequently use also. Their policy is 36 months regardless. I double checked discover didnt have after lol
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Link to that one?
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Los Angeles
formerly bright nikes
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Yo bros
So what do you guys do with the accounts you transferred your balance with?
Do u just put small charges on it to keep it open?
So what do you guys do with the accounts you transferred your balance with?
Do u just put small charges on it to keep it open?
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Just put a $3.00 charge every 6 months and pay it off as soon as it posts to keep account active.
antidope
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How seriously if at all should I take Experian Boost?
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It works. Basically just adds your utility bills to your credit file. Can bump your score up a good 12-20 points or more
