How much is your car insurance?

[$tatus $ymbol]

Switching companies is futile. Rates are gonna keep increasing across the board as long as humans are idiots and keep crashing into one another, plus insurance companies as a whole aren't profitable.

 

[RIP sleazyy]

Diamond tier with progressive, $74/mo 07 Malibu.

18 BMW G310R was $600ish for the year.

Both after discounts.

29/M/VA. One accident years ago, one reckless that was removed after a class like 10 years ago.

 

[3stheluckynumbe]

I was just shopping rates a week ago... pissed me off what I was quoted considering I’m over 30 and no reported accidents

 

[sooperhooper]

I'm just thankful I've never gotten a dui, heard those are HELL to deal with, in multiple fronts, esp insurance. I never drive if I feel like I'm too drunk but there were a few times I should've waited a little longer.

 

[tommyicerocking]

Anyone had any luck bouncing between those snapshot programs to keep their insurance rates low?



Hell nah

yeah ish is messed up, insurance is insane in toronto

 

[wayniac211]

Been mobbin with none for past 2 years. Need new quotes cause dmv trippin

 

[Thats My Word]

I pay like $75/month for full coverage.

 

[kickvicisous]

Some of the rates I'm hearing in here sound ridiculous, cant even imagine paying this **** monthly

27
MD
167 full coverage
2004 Impala SS
Been in 4 accidents and I wasn't held liable for any of them (One was my fault though, I just lucked up)

 

[nawghtyhare]

Some of the rates I'm hearing in here sound ridiculous, cant even imagine paying this **** monthly

27
MD
167 full coverage
2004 Impala SS
Been in 4 accidents and I wasn't held liable for any of them (One was my fault though, I just lucked up)

It’s an 04
What u expect to be paying
Insurance depends on age of the person
Age of the car
How long u been driving
Driving history
The miles on the car
If u paying 167 for full coverage
On an 04
That’s too much bruh
I was paying less than that on one of my other Cars
U can get full coverage cheaper
Specially if u have no at fault accidents

 

[g mat ic]

It’s different for everyone
Go with
What will give ur kids and fam
The most payout
Without any issues and that won’t play games
When it’s time to pay out
My between my 3 kids and wife
If I die they will get about 200k a piece
Already told em
I don’t want a fancy funeral so put me in a box
And put up money for y’all college and be responsible
If me and my wife die the kids will get about 480k a piece
I have MetLife
I have it cause my job provides it as additional life insurance on a super cheap discount
But get what works for u
And won’t have any issues paying out
I pay like $16/per pay period for the coverage
Just make sure u hurry
Remember the older u are
The more expensive and harder it is
Plus they may want blood work done
And physicals to make sure ur healthy
My wife’s dad has a kidney transplant
Was hard as hell to get him life insurance
And expensive
And only 20k
Pay like 170/month for his

I have a term life million dollar plan paying $79 a month that I signed up with allstate. Eventually, I’ll have to upgrade to the the whole life before I turn 45 to continue the excellent rate. I’m 30 years old if that matters.

 

[nawghtyhare]

I have a term life million dollar plan paying $79 a month that I signed up with allstate. Eventually, I’ll have to upgrade to the the whole life before I turn 45 to continue the excellent rate. I’m 30 years old if that matters.

I’m 32 bruh
I just wanna make sure if something happen to me
My fam good
Remember when u die
Ur debts don’t go away
still liable even in death
May sound weird
But life insurance can be another way
for ur fam to start building wealth
Sorta like the spring board
Already told my wife how I want it to go down if something happen to me
Money will be split between them already
I want some in a trust
Some for college
And some for a lil fun money u know
So they can have a lil fun
All in all
U never know what life gonna throw at u
I just want my fam to be good whether I’m here
Or not

 

[air spider 777]

29 y/o
Over 800 FICO
Clean Record now (2 pts I had a long time ago came off)
2016 Dodge Charger Hellcat
2016 Jeep Renegade
Registered in Manhattan
GEICO
175 per month for both cars
Full coverage
Liability limits are 1 mill/1 mill

 

[g mat ic]

I’m 32 bruh
I just wanna make sure if something happen to me
My fam good
Remember when u die
Ur debts don’t go away
still liable even in death
May sound weird
But life insurance can be another way
for ur fam to start building wealth
Sorta like the spring board
Already told my wife how I want it to go down if something happen to me
Money will be split between them already
I want some in a trust
Some for college
And some for a lil fun money u know
So they can have a lil fun
All in all
U never know what life gonna throw at u
I just want my fam to be good whether I’m here
Or not

Same here man. Glad we made the decision to get life insurance at an early age. Who knows what awaits our future and our family. I ask some people in their 50’s and 60’s if they have life insurance, and sadly they said they regret and signing up for it when they were younger. It’s definitely a must just as much as having auto insurance.

 

[Top Boy]

Some of the rates I'm hearing in here sound ridiculous, cant even imagine paying this **** monthly

27
MD
167 full coverage
2004 Impala SS
Been in 4 accidents and I wasn't held liable for any of them (One was my fault though, I just lucked up)

How the hell has this man been in 4 accidents paying $60/mo less than I am and i've been in 0?

Car insurance makes no sense

 

[nawghtyhare]

29 y/o
Over 800 FICO
Clean Record now (2 pts I had a long time ago came off)
2016 Dodge Charger Hellcat
2016 Jeep Renegade
Registered in Manhattan
GEICO
175 per month for both cars
Full coverage
Liability limits are 1 mill/1 mill

I’m calling bs on that 175 for both cars
Specially if one is a hellcat
Now when I say bs
Don’t get all butthurt
Like I ain’t saying I don’t believe
Just I’ve never heard of that
Especially for a hellcat and another car

 

[shotsrangout]

16
1500 a month
1994 Honda Civic

 

[air spider 777]

I’m calling bs on that 175 for both cars
Specially if one is a hellcat
Now when I say bs
Don’t get all butthurt
Like I ain’t saying I don’t believe
Just I’ve never heard of that
Especially for a hellcat and another car

I hear ya.

Not getting butthurt lol

Geico has been good to me. I think it was bc I was on my parents insurance (who was through GEICO) when I was 16 then got with them on my own when I was 25 for my own cars.

I also have my condo insured through them.

And have the defensive driver cert which took 10 percent off

 

[adobecs4]

27
0 accidents
2017 Malibu
$176 a month, State Farm

Feel like I'm getting fleeced

 

[nawghtyhare]

I hear ya.

Not getting butthurt lol

Geico has been good to me. I think it was bc I was on my parents insurance (who was through GEICO) when I was 16 then got with them on my own when I was 25 for my own cars.

I also have my condo insured through them.

And have the defensive driver cert which took 10 percent off

Ooooh yeah they def looked out
Damn man hook me up

 

[SneakerProSr.]

34, suburb of Dallas

280 a month with Liberty Mutual

2016 Dodge Charger Scat Pack
2003 Ford Expedition
2015 Nissan Rogue

Full coverage on everything. I'm hoping we get another hail storm here so they can total my Expedition out.

Got an accident from 4 years ago and a speeding ticket 5 months ago

 

[azbucks916]

23 years old, Sacramento CA
2015 Challenger
$160 a month full coverage with USAA
It was $330 a month the past two years with the Challenger until I bought a house a few months ago and was able to bundle the homeowners insurance and car. 330 a month on car insurance was brutal lol.

 

[willie mcfly22]

35, Nor Cal
16 Jeep Cherokee
13 Nissan Altima
Full coverage on both
$155 a month
Just got a ticket last week tho so I’m sure it’ll b going up

 

[Top Boy]

Dudes out here with accidents and multiple vehicles paying $60-70/mo less than I am

This thread makes my blood pressure rise

Pulling up on my Geico rep if I have to contact them again

 

[kvsm23vs24]

I have a DUI...

Yea. Take that Uber bros.

 

[Fong$tarr]

I'm just thankful I've never gotten a dui, heard those are HELL to deal with, in multiple fronts, esp insurance. I never drive if I feel like I'm too drunk but there were a few times I should've waited a little longer.

I got a DUI back in 2007. I moved to San Francisco shortly after and haven't owned a car for 11 years. Thankfully when I got my DUI, it is only supposed to be on your record for 7 years as apposed to 10 years now.

So I am 36 years old and buying a 2018 Honda Accord soon. I did some quotes online with State Farm and other insurance companies and with Geico, the quoted me a $55 a month policy as apposed to State Farm that was like $150 a month for pretty much the same minimum limits and all. What's good with Geico be so much less than other companies? Do they have bad claims service?