My Car Got Backed Into by Uninsured Motorist vol. show me tha $$

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May 28, 2011
sup NT, need some advice.
sometime last month, my car was parked outside my girl's house. I hear a loud boom and my car alarm goes off. I'm in bed like '+@+' and I look out the window to see this dude's SUV backed into my car. 
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anyways, I get out there and assess the damage. He backed into me and did some minor damage. Broke the paint on my bumper, broke one of my headlights and cracked the bumper. I ask the dude if he has insurance and he's straight from Indonesia and doesn't have insurance. He said it was his fault cause he didn't see my car. Mind you, this dude backed into me with a new a Porche Cayenne. Turns out he's here on student visa. He doesn't live across the street from my girlfriend but they are close friends with her neighbors and he's always over there. The dude didn't speak english very well so we consulted with a middleman who is the pastor at his Church, who is also the owner of the house. He proceeds to tell me, "Just get us a quote and we'll go ahead and have it taken care of", these are the words of a Pastor and I respect that, so I thought it would be all good. I didn't end up filing a police report, didn't really get the dude's info because I trusted the Pastor. They have been VERY helpful up to this point though, so I hope that's not going to bite my @!# in the long run. It might though and this is where I need your help.

It took me a bit to get a quote but I got one for like $400 for headlights and $1000 to fix my bumper. Thinking that I will be the nice guy, I just give him the quote for the bumper damage. The Pastor passed it on to the kid who hit me and said that he will tell him to call me. Week goes by and I don't hear anything so we visit the Pastor again, and he said that he is sorry that the dude isn't answering and that he'll tell him to call me ASAP. Couple more days go by and he doesn't call me still so I go over there and they gave me two numbers that he can be reached at and his e-mail, pretty nice.

I contact the dude and he answers. We talk and he said that he thinks the quote is a bit too much, trying to negotiate it a bit. I told him I'm pretty firm cause anything less than that isn't going to fix my bumper and my car, and I told him I didn't give him the headlight quote cause it was already so much. He thanked me and said that he only has $500 right now and that he is saving up to pay me because he didn't tell his dad about this. I told him I'll be in touch next week to see how it is going cause I want my money to fix my car. Thinking the worst that he might be gone forever after this call, I just pray that this ends easy. Surprisingly the next day he calls me again and tells me some story about how it will take him forever to pay me and if I can lower the price. I told him that I'm pretty firm on the 1000, but if he can get me 750 soon then that'll be okay. That still won't fix my stuff but I just want this to be over it. He said thanks and that he would call me again tomorrow to see if that would be doable for him.

It's been a couple days since then. My girlfriend's Mom works at an insurance agency and said that if they didn't end up paying, I would still be able to file a claim against him, etc. I mean, if I filed the police report then and there, he would have had to pay an uninsured motorist ticket of like $1000 and I feel like I would never have seen the money after that. Going through insurance is always sticky, but going through people's word is also not that safe to play.

tl;dr

Dude hit me, gave him a quote for $1000 that he needs to pay me to fix my car. He tried to negotiate with me and we settled for $750 but since then he hasn't been in contact. What can I do from here on out? Or do I just take the L?

I mean the neighbor is a Pastor and they have been very helpful in getting me in touch with him, passing him information along, etc. It just seems like it's more of the guy who is negligent. I don't really have much information on the dude except for two phone numbers, only one of which works, and his e-mail. Honestly I feel like I could get more information from the neighbors if necessary, I just haven't resorted to that yet. But what I want to know is if I am assed out here because I didn't file the police report ASAP or take pictures or get more of his information? 

Help me out NT, you guys work wonders I know there is something that I can do
 
Originally Posted by justinnikes

sup NT, need some advice.
sometime last month, my car was parked outside my girl's house. I hear a loud boom and my car alarm goes off. I'm in bed like '+@+' and I look out the window to see this dude's SUV backed into my car. 
indifferent.gif


anyways, I get out there and assess the damage. He backed into me and did some minor damage. Broke the paint on my bumper, broke one of my headlights and cracked the bumper. I ask the dude if he has insurance and he's straight from Indonesia and doesn't have insurance. He said it was his fault cause he didn't see my car. Mind you, this dude backed into me with a new a Porche Cayenne. Turns out he's here on student visa. He doesn't live across the street from my girlfriend but they are close friends with her neighbors and he's always over there. The dude didn't speak english very well so we consulted with a middleman who is the pastor at his Church, who is also the owner of the house. He proceeds to tell me, "Just get us a quote and we'll go ahead and have it taken care of", these are the words of a Pastor and I respect that, so I thought it would be all good. I didn't end up filing a police report, didn't really get the dude's info because I trusted the Pastor. They have been VERY helpful up to this point though, so I hope that's not going to bite my @!# in the long run. It might though and this is where I need your help.

It took me a bit to get a quote but I got one for like $400 for headlights and $1000 to fix my bumper. Thinking that I will be the nice guy, I just give him the quote for the bumper damage. The Pastor passed it on to the kid who hit me and said that he will tell him to call me. Week goes by and I don't hear anything so we visit the Pastor again, and he said that he is sorry that the dude isn't answering and that he'll tell him to call me ASAP. Couple more days go by and he doesn't call me still so I go over there and they gave me two numbers that he can be reached at and his e-mail, pretty nice.

I contact the dude and he answers. We talk and he said that he thinks the quote is a bit too much, trying to negotiate it a bit. I told him I'm pretty firm cause anything less than that isn't going to fix my bumper and my car, and I told him I didn't give him the headlight quote cause it was already so much. He thanked me and said that he only has $500 right now and that he is saving up to pay me because he didn't tell his dad about this. I told him I'll be in touch next week to see how it is going cause I want my money to fix my car. Thinking the worst that he might be gone forever after this call, I just pray that this ends easy. Surprisingly the next day he calls me again and tells me some story about how it will take him forever to pay me and if I can lower the price. I told him that I'm pretty firm on the 1000, but if he can get me 750 soon then that'll be okay. That still won't fix my stuff but I just want this to be over it. He said thanks and that he would call me again tomorrow to see if that would be doable for him.

It's been a couple days since then. My girlfriend's Mom works at an insurance agency and said that if they didn't end up paying, I would still be able to file a claim against him, etc. I mean, if I filed the police report then and there, he would have had to pay an uninsured motorist ticket of like $1000 and I feel like I would never have seen the money after that. Going through insurance is always sticky, but going through people's word is also not that safe to play.

tl;dr

Dude hit me, gave him a quote for $1000 that he needs to pay me to fix my car. He tried to negotiate with me and we settled for $750 but since then he hasn't been in contact. What can I do from here on out? Or do I just take the L?

I mean the neighbor is a Pastor and they have been very helpful in getting me in touch with him, passing him information along, etc. It just seems like it's more of the guy who is negligent. I don't really have much information on the dude except for two phone numbers, only one of which works, and his e-mail. Honestly I feel like I could get more information from the neighbors if necessary, I just haven't resorted to that yet. But what I want to know is if I am assed out here because I didn't file the police report ASAP or take pictures or get more of his information? 

Help me out NT, you guys work wonders I know there is something that I can do
you know this dudes family got that paper if he here on a student visa and whipping that

man tell him to go tell his parents so they send the stacks over or hes going to jail
pimp.gif
 
Sounds like you need to go ahead and partner with your girl's mother to get this taken care of. Other than that it sounds like you'll be settling for less and less each time or he'll continue to go in circles with you and never pay.

Let this be a lesson to always report it and get things in writing, no matter who it is, that includes Jesus Christ himself.
 
Tell dude straight up, if he don't pay, he is going to jail with a bunch of black dudes who look like Young Jeezy, and are ready for a new supa freak from Indonesia.

-The Juice
 
Originally Posted by NikeVandal

you know this dudes family got that paper if he here on a student visa and whipping that

man tell him to go tell his parents so they send the stacks over or hes going to jail
pimp.gif

realest of all talks.
 
man the same thing happened to me in my caddy about 3 months ago.


i was had to replace my hood , grill , light , and radiator all cuz of some drunk big girl...
 
Word I know dude has paper.. or his family does anyway, he just wants to avoid telling his dad he says. He also probably doesn't want to settle this via insurance if all possible. But I mean if I do go ahead and file the claim, will I even get any money out of it?
 
Your biggest mistake was you trusted people you didn't know. In a situation like this, you gotta look out for yourself first, NO MATTER WHAT.

They want to settle without insurance, fine. But you should still get that police report just to have everything on record. Then if you still want to contact your insurance after the other party flakes, you can still do that and still have a strong case.

Tell the dude to pay it in full or you will call the cops and tell them everything (like you should have done in the first place) He shouldn't be driving without insurance anyways. His parents will come through for him, without a doubt. The last thing they would want is for their kid to get deported back to his country when he should be getting an education in the good old USofA.
 
Originally Posted by justinnikes

Word I know dude has paper.. or his family does anyway, he just wants to avoid telling his dad he says. He also probably doesn't want to settle this via insurance if all possible. But I mean if I do go ahead and file the claim, will I even get any money out of it?

you've got nothing to lose, everything to gain at this point. file the claim. 
 
Originally Posted by K2theAblaM

Your biggest mistake was you trusted people you didn't know. In a situation like this, you gotta look out for yourself first, NO MATTER WHAT.

They want to settle without insurance, fine. But you should still get that police report just to have everything on record. Then if you still want to contact your insurance after the other party flakes, you can still do that and still have a strong case.

Tell the dude to pay it in full or you will call the cops and tell them everything (like you should have done in the first place) He shouldn't be driving without insurance anyways. His parents will come through for him, without a doubt. The last thing they would want is for their kid to get deported back to his country when he should be getting an education in the good old USofA.

This.
 
Originally Posted by Dwadefan

Originally Posted by K2theAblaM

Your biggest mistake was you trusted people you didn't know. In a situation like this, you gotta look out for yourself first, NO MATTER WHAT.

They want to settle without insurance, fine. But you should still get that police report just to have everything on record. Then if you still want to contact your insurance after the other party flakes, you can still do that and still have a strong case.

Tell the dude to pay it in full or you will call the cops and tell them everything (like you should have done in the first place) He shouldn't be driving without insurance anyways. His parents will come through for him, without a doubt. The last thing they would want is for their kid to get deported back to his country when he should be getting an education in the good old USofA.

This.
what if he's already back in indonesia by now 
nerd.gif
 
Originally Posted by JuiceEsquire

Tell dude straight up, if he don't pay, he is going to jail with a bunch of black dudes who look like Young Jeezy, and are ready for a new supa freak from Indonesia.

-The Juice

laugh.gif


Good luck gettin paid OP, I'll PM you my paypal after you get that moolah plehbwoi. Brrrr
pimp.gif
 
Hold up, you were about to let a dude off the hook, who hit YOU DRIVING A PORSCHE CAYENNE for $600!?!? and settle for $750 just for it to be done and dude still won't pay you that. Call that kids daddy ASAp bruh, stop playin'.
 
^ yo, I know dude has scrilla because he whips the porsche and is a student on visa. all those kids are always stackin'

However, I've been unemployed for like 2 months now and have just been living off whatever I saved up when I was working.
I need scrilla asap. 750 doesn't sound too bad, but you guys have gave me hope again. I called and left a message tonight, if he doesn't return the call tomorrow I'm about to file this claim and get it over with.
 
I'm saying, why are you cutting this dude a break more than $600 that you would have to come out of pocket to fix your vehicle in addition to being unemployed. %%$! being a nice guy he damaged your property. Recoup what your owed.
 
REAL TALK , ASK TO SMASH HIS GF OR WIFE FOR A MONTH STRAIGHT AND ASK FOR $300 AND FORGET ALL THE MESS & FEES
 
OP. I don't give a damn about the pastor or if he here on visa etc.

I woulda followed protocol. Eh he shoulda been careful.
 
Dude hit your car with a Cayenne and he's acting like a broke $@@.. and doesn't the Cayenne come standard with backup sensors ?? 
This kid sounds like a clown, tell him he either pays you at least $1K or he pays that to the state for being uninsured and then has to hit you off on top of that.
 
damn son, why you being so nice...letting him slide on the $400 headlights and slashing the bumper price...%**+ that, kids driving a Cayenne...he's just gonna have to get chewed out by daddy...if i were you i'd not only be tryin to get what i'm owed, but maybe even a little extra on top...
 
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