what would you guys suggest if the number was $20k rather than $200k tho?
For me, 200K means you can take less risk. If you put 20K on a coin and it does a 2x, you'll be happy but 2x on $200 won't have the same effect.
With 200K, the interest and passive income will be really good. I read that Anchor offers a flat 20% interest on their stable coin so that's 40K a year.
For 20K, I won't bother with passive income just yet and take a bit more risk but thats just me, might not be the best for everyone.
I would go 50/50 in terms of risk and when I say risk, I don't even mean meme coins, just low cap coins which are fundamentally great but are still building in the background.
3K in stables to take advantage of dips.
7K on Blue chip coins
10k on ICOs and presales if you can get into any or low cap gems.
This is what I've seen a lot of people do and those low cap alt coins outperform the big coins in their portfolio quite often.
If you're new to the space though then maybe spend more time researching first when it comes to the low cap stuff. You can follow coins without putting money to see how they progress not only financially but in also what they're building or solving. You can then use that knowledge for future investments.
For research, these guys are pretty good.
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