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Hey guys, I'm 20 years old and I'm looking to build my credit. what are some good credit card companies I could apply with online?
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Start off with a capital one card.
Start off with a capital one card.
Those vikings are crooks.
I have a question about credit cards
Is it a MUST to have one?
Hey guys, I'm 20 years old and I'm looking to build my credit. what are some good credit card companies I could apply with online?
Didn't want to make a new thread but decided to bump an old one...
- Applied for like 2-3 cards last summer to get denied because I have no credit (Junior in college)
- Got on my mom's credit card through CapitalOne
- Currently, there's a balance and we've been getting charged interest these past couple months but I've been paying what I spend (just the situation we're in, we're financially stable, just some unexpected purchases)
- All I wanted to know was, can I apply for my own card now or would their have to be no balance? Is my credit history messed up because of this?
Credit card from bestbuy..
Didn't want to make a new thread but decided to bump an old one...
- Applied for like 2-3 cards last summer to get denied because I have no credit (Junior in college)
- Got on my mom's credit card through CapitalOne
- Currently, there's a balance and we've been getting charged interest these past couple months but I've been paying what I spend (just the situation we're in, we're financially stable, just some unexpected purchases)
- All I wanted to know was, can I apply for my own card now or would their have to be no balance? Is my credit history messed up because of this?
I don't get it. So you got on your mom's credit card and added on there? How long have you been on her account? If it's been a year what I would suggest is going to the bank and opening up a credit card with your mom as a co-signer or added on there so the bank goes off your mom's credit history to establish a credit line. Build up some credit after a while and then take her off. That's how I did it when I was in high school at least. I'm sure there are different routes to take.
Chase Freedom Card